Ductless vs Ducted Heat Pump Cost in 2026
Quick answer: Ductless mini-splits cost $3,000–$8,000 per zone ($8,000–$15,000 for 3–4 zones); ducted heat pumps cost $8,000–$18,000 whole-home. Have good ductwork? Ducted is usually cheaper overall. No ducts? Ductless wins — adding ducts ($5,000–$10,000) erases the ducted advantage. Head-to-Head Cost (2026) Ductless (mini-split) Ducted (central) Typical installed cost $3,000–$8,000/zone; $8,000–$15,000 multi-zone $8,000–$18,000 whole-home Needs ductwork? … Read more
